Ryan-Cruz Law, APC announces participation in the Spring, 2020 Wills for Heroes Program

We’re proud to announce that Ryan-Cruz Law, APC is actively volunteering in the Spring, 2020 Wills for Heroes Program. Pass the word! Hopefully you know a hero in need of this program.

Here’s more information about the Wills for Heroes program as published by the San Diego County Bar Association:
“FREE PREPARATION OF WILLS & MORE FOR SAN DIEGO’S HEROES
Attention San Diego First Responders and Healthcare Workers:
Register for your FREE virtual appointment with an SDCBA Estate Planning Attorney.”

“The San Diego County Bar Association (SDCBA) is teaming up with the Wills for Heroes Foundation once again to give back to our local Heroes — firefighters, police officers, and other first responders in San Diego County, as well as healthcare workers on the frontlines of the COVID-19 crisis. We want to thank you for the sacrifices you make every day to protect all of us. Your work is truly heroic.To show our gratitude, we’re offering you free preparation of essential legal documents by SDCBA member attorneys, including:

•Wills
•Advance health care directives
•Durable powers of attorney

How to qualify:Heroes and their spouses/partners qualify if their estate has a net worth less than $500,000, including cash, personal property, stocks and bonds, real estate (equity only), and savings, as well as the cash value of life insurance policies and retirement assets such as a 401(k) or an IRA. If the net worth of your estate exceeds $500,000, please consider retaining one of the qualified attorneys in our Lawyer Referral Service.”

ryan-cruz-law-san-diego-county-bar-wills-for-heroes-spring-2020-flyer

 

Amid COVID-19, Are Real Estate Matters Moving Forward?

As COVID-19 unleashed a health crisis on an international scale, an economic crisis has also occurred and has impacted every single Californian/American. While COVID-19’s stay-at-home orders and social distancing requirements are still in place in Southern California, questions concerning legal matters have continued well through March, April, and May, 2020. These are some of the most frequently asked questions:

Question: Are estate real estate matters moving forward?

Answer: Yes, the real estate industry managed to quickly adjust to new guidelines and measures in order to avoid interruptions. Here are a few issues and matters that have come across our desks the last few months:

  • My landlord is not providing much financial relief during COVID-19. I have lost my job and wasn’t able to pay rent the last two months and is now threatening eviction. Can he do that? What can I do?
  • I’m in the process of buying a house but was presented with a new Coronavirus CAR form. Are you familiar with that? Can you help explain?
  • I need my contract reviewed. My landlord is amending the lease amid COVID-19 and is adding new protections and releases from liability. Do I have to sign this agreement amendment?
  • I’m selling a property and the buyers want an extension to the escrow process as there have been delays in having them sell their house. Can you help navigate the process?
  • I’m acting as a trustee in a trust administration amid COVID-19 and need to sell a house. Is this a good time to sell?
  • I’m buying an investment commercial property and need help with the buying process as well as help establishing an upcoming landlord-tenant relationship with my prospective tenants. Can you help?
  • Our organization is receiving a property from a non-profit organization.  They are out of state. Can you help  us with the process?
  • A friend of mine and I purchased a property together a few years ago. Now we want to go our separate ways, but I want to keep the property. Can you help?
  • My spouse lost their job and I don’t think we can continue with our mortgage responsibilities. Can you help us with some options?
  • I’m looking to protect myself when purchasing a new investment property. Can you help?
  • I currently own seven different investment properties. With stay-at-home orders, we are concerned a tenant will have habitability issues. We’ll need some guidance. Can you help?
  • Our HOA has imposed new regulations amid COVID-19 which I believe are excessive and are not really necessary in light of COVID-19. What can be done?
  • With stay-at-home measures in place, our condominium has experienced more people at home and thus more use of utilities. Those utilities are impacting my home and causing damage. Whose responsibility is it to repair?
  • My homeowner’s association has called me in to an HOA hearing via Zoom. Is that legal? Can I delay my appearance? What are my options?

Clearly these are paraphrased but this is a brief, incomplete list of the legal inquiries that have come through this law firm amid COVID-19. Some have experienced urgent real estate law needs amid COVID-19 while others needed general guidance for months-long processes.  If you need help with real estate law matters, call in and let’s determine how this office can help.

Amid COVID-19, Are Estate Planning Matters Moving Forward?

As COVID-19 unleashed a health crisis on an international scale, an economic crisis has also occurred and has impacted every single Californian/American. While COVID-19’s stay-at-home orders and social distancing requirements are still in place in Southern California, questions concerning legal matters have continued well through March, April, and May, 2020. These are some of the most frequently asked questions:

Question: Are estate planning matters moving forward?

Answer: Yes, they most certainly are. As people always say, the one thing we all have for certain is that at some point we all die. For some it is certainly not a fun topic to think about. For others, having their affairs in order is certainly exciting. Count me in the second group. As COVID-19 started, plenty of inquiries were handled asking for either self-help options or assistance in preparing documents. Here are a few issues and matters that have come across our desks the last few months:

  • I’d like to create a simple Will
  • My financial advisor tells me I need to create a Trust. How does that work?
  • COVID-19 has made me think about establishing plans for myself, my spouse, and my children. My children have their own children now. Is this something I can plan?
  • I have a few retirement accounts that need attention. How does your office help with that? Does it?
  • What plans can I make now so that my minor child is cared for should anything happen to me?
  • Mom passed away and we cannot find her Will. What can we do?
  • I live out-of-state and a family member died in San Diego County. Can you help with Probate there?
  • We know dad had a parcel of land out-of-state. He passed and we want to know what happens to that land.
  • I’m currently hospitalized with only a few months to live. Can you help prepare my last wishes for me?
  • My soon-to-be ex-spouse and I own a property together and have a child together. I’ll be initiating a divorce and want to know what happens to our Trust, our property, and our child.
  • I’d like to leave behind a DNR (do not resuscitate). Can you help with that?
  • I’m out of the country and wish for my son to complete the sale of one of my properties there. Can you help?
  • Probate matters in San Diego Court are temporarily on hold, but we need to start a Probate. Can that still happen?
  • My parents left behind a Trust where I was nominated a Successor Trustee (future administrator). Can I start without making a court appearance? Can I start with all the limitations of COVID-19?
  • Under the terms of my parents’ trust they instructed to sell the house and divvy the proceeds between myself and siblings. Can I still sell in spite of COVID-19? Is now the best time to sell or should I wait?
  • My parents are older. They’re safe now and following social distancing measures, but they’d like to discuss updating their Wills. They speak Spanish. Can you help?
  • A few years ago I used a self-help site to create my own Will. Can you review that and confirm everything looks good?

Clearly these are paraphrased but this is a brief, incomplete list of the legal inquiries that have come through this law firm amid COVID-19. For some persons and couples, they may have already had their affairs in order. For others, brand new issues developed during COVID-19 requiring immediate attention.  If you need help with estate planning matters, probate matters, or trust administration matters, call in and let’s determine how this office can help.

 

 

Amid COVID-19, Are Business Law Matters Moving Forward?

As COVID-19 unleashed a health crisis on an international scale, an economic crisis has also occurred and has impacted every single Californian/American. While COVID-19’s stay-at-home orders and social distancing requirements are still in place in Southern California, questions concerning legal matters have continued well through March, April, and May, 2020. These are some of the most frequently asked questions:

Question: Are business law matters moving forward?

Answer: Yes, absolutely. Here are a few issues and matters that have come across our desks the last few months:

  • I’m opening up a new business, can you help me with the formation process and starting that up?
  • I’m in need of a loan, can you help review my promissory note?
  • I need help navigating the Payment Protection Program (PPP). Can you assist in helping how to maximize this opportunity?
  • My business will need to temporarily close due to COVID-19. What do I need to get in place in order to do this while limiting liability?
  • I’m merging my business and its resources with another local business, can you help with the paperwork involved?
  • Operations have impacted our business only a little, we need help navigating new additional requirements from regulating agencies involved in our industry.
  • My business is still closed but I need to get a few contracts in order, can those be ready in a week or two?
  • My business partner has died and we had no business succession planning in place, the spouse and I need help determining what happens to the business partner’s share
  • I’m looking to secure a business succession plan and have no idea where to start. In case I die, I want my children to inherit the business and if they don’t want it, look for a buyer. Can you help?
  • I don’t know that my operations will make it beyond COVID-19. Can you help assess our business and provide some guidance as to how to either proceed or close our doors.
  • I’d like to file a suit against a non-paying customer and understand the court’s are closed. What are my options?
  • An employee has filed unemployment, but I let him go because he was a bad apple. Is there a way to restrict benefits?
  • During this downtime I have really ramped up my marketing and creating a brand. Can you help protect that and get things in order so that when business re-opens I can have things protected and in place?
  • My commercial landlord is not providing rent relief during COVID-19. What can I do?
  • I operate in a business focused primarily in social gatherings. How can I minimize my losses and adjust to this new normal?

Clearly these are paraphrased but this is a brief, incomplete list of the legal inquiries that have come through this law firm amid COVID-19. For some business owners, it has been a matter of adjusting their operations to new areas of work or entirely new industries. For others, it is business as usual, just slightly delayed or altered.  If you need help with business matters, call in and let’s determine how this office can help.

Amid COVID-19, Are Legal Disputes Still Moving Forward?

As COVID-19 unleashed a health crisis on an international scale, an economic crisis has also occurred and has impacted every single Californian/American. While COVID-19’s stay-at-home orders and social distancing requirements are still in place in Southern California, questions concerning legal matters have continued well through March, April, and May, 2020. These are some of the most frequently asked questions:

Question: Are legal disputes still moving forward?

Answer: Yes, legal disputes have still continued well through the months of March, April, and May, 2020.  This includes our areas which includes business law, real estate law, and estate planning. All three of these areas have seen legal disputes continue throughout the last few months. Though stay-at-home orders has temporarily closed the local court houses, those matters have been placed on hold in the court process. That doesn’t necessarily mean that the case goes away. This pause has simply given disputing parties and their counsel the opportunity to privately negotiate settlements over the last few months. Legal offices have moved their operations remotely to assist with legal matters moving forward. If the parties have been unable to resolve their open dispute, the Court will resume operations shortly.

Not all disputes wind up in court. Some disputes, especially those based on a breach of contract and the like, may require mediation or arbitration. For those requiring these methods, communications between law offices have continued as normal during the last few months. In some cases delays have been experienced for various reasons – delays in communications, delays in mail delivery, delays in attorney-client correspondence – but legal matters have continued.

As of May 15, 2020, here’s the Court’s update: “Due to the COVID-19 pandemic, the San Diego Superior Court has been closed for most non-emergency services from March 17 through May 22. More than 87,000 hearings from that timeframe and on the calendar for the coming months will need to be re-scheduled. In the interest of the health and safety of all Court visitors and employees, re-scheduled hearings will be handled remotely wherever possible. The process will vary for each case type and details for the manner of appearance will be included in the re-scheduling notices that will be sent to involved parties.” San Diego Court Opening Announcement. Visit the Court’s website for the most updated information.

Free Help With Developing Your Business @ Small Business Development Center

This past week I had a chance to learn about the South San Diego Small Business Development Center from one of their business advisors. As an attorney practicing in business law, I assist a number of clients with legal matters or legal disputes concerning their business. But often small business entrepreneurs need assistance with non-legal matters and do not know where to turn to. I recommend learning more about the Small Business Development Centers of San Diego. They offer assistance for FREE in the following topics:

  • Accounting / Quickbooks
  • Marketing / Public Relations
  • Business Plan Assistance
  • Growth & Expansion Strategies
  • Sales & Customer Service
  • Financial Analysis / Cash Flow Management
  • Business Structure / Formation
  • Merchandising
  • E-commerce & Online Sales

Learn more on the SBDC website.

Trademark Infringement Confusingly Similar

Use Caution When Creating A Company Logo to Avoid Trademark Infringement

Have you ever been to a store that has a logo awfully similar to its competitor? Perhaps you have seen an online shop with a logo oddly familiar to another company logo? I’ve seen this twice this week which brings me to publish this information. When two company logos are strikingly similar it is possible a trademark infringement has been committed. The following is some information the United States Patent & Trademark Office published:

What is trademark infringement?

Trademark infringement is the unauthorized use of a trademark or service mark on or in connection with goods and/or services in a manner that is likely to cause confusion, deception, or mistake about the source of the goods and/or services.

What will happen if someone sues me for trademark infringement

A trademark owner who believes its mark is being infringed may file a civil action (i.e., lawsuit) in either state court or federal court for trademark infringement, depending on the circumstances. However, in most cases, trademark owners choose to sue for infringement in federal court. Even when a plaintiff chooses state court, it may be possible for the defendant to have the case “removed” to federal court.

If the trademark owner is able to prove infringement, available remedies may include the following:

  • a court order (injunction) that the defendant stop using the accused mark;
  • an order requiring the destruction or forfeiture of infringing articles;
  • monetary relief, including defendant’s profits, any damages sustained by the plaintiff, and the costs of the action; and
  • an order that the defendant, in certain cases, pay the plaintiffs’ attorneys’ fees.

Conversely, a court may find instead that (1) you are not infringing the trademark, (2) a defense bars the plaintiff’s claim(s), or (3) other reasons exist why the trademark owner is not entitled to prevail.

How do I know whether I’m infringing?

To support a trademark infringement claim in court, a plaintiff must prove that it owns a valid mark, that it has priority (its rights in the mark(s) are “senior” to the defendant’s), and that the defendant’s mark is likely to cause confusion in the minds of consumers about the source or sponsorship of the goods or services offered under the parties’ marks. When a plaintiff owns a federal trademark registration on the Principal Register, there is a legal presumption of the validity and ownership of the mark as well as of the exclusive right to use the mark nationwide on or in connection with the goods or services listed in the registration. These presumptions may be rebutted in the court proceedings.

Courts have generally looked at the following eight factors to analyze whether a particular situation has developed the requisite “likelihood of confusion” :

  1. the similarity in the overall impression created by the two marks (including the marks’ look, phonetic similarities, and underlying meanings);
  2. the similarities of the goods and services involved (including an examination of the marketing channels for the goods);
  3. the strength of the plaintiff’s mark;
  4. any evidence of actual confusion by consumers;
  5. the intent of the defendant in adopting its mark;
  6. the physical proximity of the goods in the retail marketplace;
  7. the degree of care likely to be exercised by the consumer; and
  8. the likelihood of expansion of the product lines.

Learn More: http://www.uspto.gov/page/about-trademark-infringement

If you’re being sued for Trademark Infringement, speak with a knowledgeable attorney about this matter immediately.

Here is some information the USPTO publishes about this topic:

How does a trademark infringement lawsuit begin?

A trademark lawsuit begins when the trademark owner files a complaint with a court alleging trademark infringement. Among other things, the complaint names the parties involved and sets forth the allegations that form the basis of the lawsuit. Trademark owners who decide to sue may file their complaint in either state court or federal court, depending on the circumstances. However, in most cases, the trademark owner, as plaintiff, will choose federal court. Even when a plaintiff chooses state court, it may be possible for the defendant to have the case “removed” to federal court.

Frequently, either before or at the time a complaint is filed, the trademark owner or the owner’s attorney may send you a letter/email or otherwise contact you to make claims about the owner’s trademark rights and demand that you take certain actions, such as ceasing use of your mark.

Learn More About Being Sued For Trademark Infringement: http://www.uspto.gov/trademark/ive-been-sued

Read about a sample case involving trademark infringement: 7-Eleven Wins Trademark Infringement Suit vs. Super-7 Store

Thumbtack.com Lists Ryan-Cruz Law, APC Among “Best Intellectual Property Lawyers in San Diego, CA 2016”

Thumbtack.com Lists Ryan-Cruz Law, APC Among “Best Intellectual Property Lawyers in San Diego, CA 2016”. Click the image to see more.

ryan-cruz-law-san-diego-intellectual-property-thumbtack-best-in-2016

Am I Responsible for Repairs/Maintenance or Is My HOA Responsible?

Homeowner’s Associations have their pros and cons. Nobody likes to pay for the HOA monthly fees, but when they exist homeowners enjoy the benefits of a neat and well-maintained community. As time goes on in your homeownership experience and HOA membership, there will be a point where something requires replacement or repairs. This is true whether you live in an HOA overseeing condominium or single family residences.

A client of mine in Point Loma received a notice from their condominium HOA indicating that her bathroom fixtures caused water to seep through her bathroom floor seeping into condos located below her unit. The letter required repairs to fixtures and piping. A married couple and clients of mine in Little Italy received a notice from their HOA indicating that the floors in the unit were in disrepair causing noise disruption to the neighbors below their unit. The letter required repairs to flooring within the unit. A client of mine in Mira Mesa received a notice that a wall shared with the community was deteriorating and required fixing. The letter required repairs within 60 days. A client of mine in Point Loma received a notice that a balcony outside of her condo. required structural repairs. The notice letter required repairs by the homeowner. Repairs were required in each of these notices issued by the HOA and in each of these notices it was written in a manner that leads the homeowner to immediately believe it was their responsibility to repair without question. However, the process of repairs is not that easy and it is NOT always the homeowner’s responsibility.

Homeowners should be cooperative and responsive to letters sent by HOAs demanding repairs. In doing so, homeowners should also begin the process by working closely with the HOA and carry out some factual analysis to determine the cause behind the problem as well as responsibility of repair. For the homeowner, this includes an analysis of the community’s CC&R’s (Covenants Conditions and Restrictions) as well as Repairs & Maintenance policies. This is where things can get sticky depending upon the HOA’s available documents and the clarity of the content regarding repairs.

If you receive a notice or demand to make a repair in your condominium or home under the jurisdiction of a Homeowner’s Association, consult with an attorney to review the matter closely.  Depending on the item(s) requiring repairs and maintenance, the CC&Rs and California civil code rules, a homeowner or the HOA holds responsibility to repair the required item(s). Analyze the situation.

Mechanic’s Liens and How Business Owners Can Avoid Them

What is a Mechanic’s Lien

A mechanic’s lien is a security interest in the title to property for the benefit of those who have supplied labor or materials that improve the property. The lien exists for both real property and personal property.

A University Heights Story

A restaurant owner and client in the University Heights area of San Diego called me one evening concerned because he had just received a Notice of a Mechanic’s Lien. He thought this meant he was being sued in Superior Court. I alleviated his concerns right away by letting him know that this document is not a lawsuit but it essentially states that there is a problem with a potential upcoming legal dispute.

A mechanic’s lien is used mainly by contractors who are not paid for work performed in a property. The language on the notice looks intimidating. If you receive one, read it carefully and read it twice for comprehension.

A mechanic’s notice reads as follows, “Upon the recording of the enclosed MECHANICS LIEN with the county recorder’s office of the county where the property is located, your property is subject to the filing of a legal action seeking a court-ordered foreclosure sale of the real property on which the lien has been recorded. That legal action must be filed with the court no later than 90 days after the date the mechanics lien is recorded. The party identified in the enclosed mechanics lien may have provided labor or materials for improvements to your property and may not have been paid for these items. You are receiving this notice because it is a required step in filing a mechanics lien foreclosure action against your property. The foreclosure action will seek a sale of your property in order to pay for unpaid labor, materials, or improvements provided to your property. This may affect your ability to borrow against, refinance, or sell the property until the mechanics lien is released. BECAUSE THE LIEN AFFECTS YOUR PROPERTY, YOU MAY WISH TO SPEAK WITH YOUR CONTRACTOR IMMEDIATELY, OR CONTACT AN ATTORNEY, OR FOR MORE INFORMATION ON MECHANICS LIENS GO TO THE CONTRACTORS STATE LICENSE BOARD WEB SITE AT www.cslb.ca.gov.”

Procedural Requirements

Understand that as with other court actions, a mechanic’s liens has certain procedural requirements before a party such as a contractor can seek a lien against your property. Check out the Contractor’s State License Board to learn a bit more about the procedural requirements and changes made effective as of 2012.

Call to discuss a notice of mechanic’s lien as soon as you receive one as there are important deadlines involved in the process.  Resolution to your disputes may come quickly if immediate action is taken.