Bankruptcy As a Result of COVID-19; Upcoming FREE Webinar

Please forward this HELPFUL information to any friends in your network who have expressed new-found financial struggles as a consequence of COVID-19:

Date: Monday, August 24, 2020
Time: 12:00 to 1:00 pm
Location: Online Webinar
Cost: FREE
Ryan-Cruz Law, APC is not a bankruptcy law firm, but it does believe in sharing information and resources helpful to your clients and the local community.



San Diego County Residents & Business Owners: Weekly COVID-19 Telebriefs

If you are a resident or business owner operating in the County of San Diego you are greatly encouraged to keep up-to-date with regulations imposed in the County.  Save and favorite the following link: www.coronavirus-sd.com

Interested in updates impacting business? Listen in certain Wednesdays at 9:30am. These meetings were initially set for every 2nd and 4th Wednesday but has changed to WEEKLY meetings.

Click on the following link https://zoom.us/j/157409037using your computer. Meeting ID: 157409037.
All participants will be muted during the meeting. In order to submit questions during the call, use the chat feature on the Zoom platform.



Click here for a list of recent updates and archives of recent resources emails sent out to the business community. For example, previous topics include the “Employer Playbook for Safe Re-Opening” as published by the State on July 31, 2020.




Barber-Cosmo Outdoor Services Checklist (July 2020)

Hair Salons and Barbershop Services CAN be Provided Outdoors (As of 7-29-2020)

In California, as of July 13, 2020, indoor gatherings and indoor-based business operations were once again prohibited. “At 12:00 p.m. on July 13th, Governor Newsom ann​ounced that a number of indoor activities and industries will be closed statewide, and additional indoor activities and industries will be closed in counties that appear on the State’s “monitoring list” for three days or longer. ” July 13, 2020

This announcement prohibited hair salons from operating in their facilities. In turn, hair stylists were turning to outdoor operations until the Board of Barbering and Cosmetology prohibited that practice by affirming that all operations can only be conducted indoors citing Business & Professions Code Section 7317:

Barber-Cosmo Update Stylists (7-13-2020).



But on July 17, 2020, the State acknowledged the hardship to this industry and prepared regulations permitting personal care services outdoors:

Barber-Cosmo Update Stylists (7-17-2020)

Finally, on July 20, 2020, the Board of Barbering and Cosmetology issued “Outdoor Service Guidance for Establishments” for how barbering and cosmetology services can be offered safely outside. These guidelines allow the OPTION for services to be done outside and does not require outdoor services.

On July 29, 2020, the official Industry Guidance was published for outdoor operations. See Official Industry Guidance.

Prior to re-starting your operations outside, also see the “Outside Services Checklist for Establishments”



Residents: What you MUST Do if You Have Been Diagnosed with COVID-19 (Quarantine Order)

If you are a resident of- or visitor to the County of San Diego you are greatly encouraged to keep up-to-date with COVID-19 regulations imposed.  Save and favorite the following link: www.coronavirus-sd.com

On Thursday, July 30, 2020, San Diego County officials released a new public order indicating what a person MUST do when they have been diagnosed with COVID-19. The same order applies if you are likely to have COVID-19. The July 30th order makes reference to a publication issued on July 24, 2020 which are specific orders reflecting Quarantine Instructions.



Follow this Link to see the Quarantine of Persons Exposed to COVID-19 health order.  The Order states: 

All persons who have had close contact with a COVID-19 Patient must immediately take the following actions:

1. Quarantine themselves in their home or another residence for 14 days after the last contact with a COVID-19 Patient. If quarantined in a congregate setting, hotel or multi-unit setting, the person may not enter any other units within that setting. Persons may leave their place of quarantine to receive necessary medical care. Essential workers needed to maintain continuity of operations of sectors designated in the document available at https://covid19.ca.gov/img/EssentialCriticalInfrastructureWorkers.pdf, may report to work if they have notified their employer about the close contact, have no symptoms of COVID-19, and wear appropriate personal protective equipment as required by their job/position.

Read more through the above-link.






San Diego County Residents & Business Owners: County Creates COVID-19 Compliance Hotline (858) 694-2900

If you are a resident of- or visitor to the County of San Diego you are greatly encouraged to keep up-to-date with COVID-19 regulations imposed.  Save and favorite the following link: www.coronavirus-sd.com

The County of San Diego, namely the County Board of Supervisors, has implemented a new team set to take enforcement action when businesses and individuals do not follow County Orders in relation to COVID-19.

To report violations, Call (858) 694-2900

The goal for this Healthy Compliance Center — part of the County’s “Safe Reopening Compliance Team — is for the team to determine how serious the violation is in order to alleviate some of the burden from local law enforcement divisions that need to “focus on the elements of their mission.” Previously, those types of calls are being taken at the county’s 211 phone line. In July alone, the county received 400 phone calls via 211. This new hotline would allow reporting parties to speak to a county employee one-on-one, in more detail



San Diego County Employers: What to Do When 1 or 3 or More COVID-19 Cases Are Identified At Work

If you are a business owner operating in the County of San Diego you are greatly encouraged to keep up-to-date with regulations imposed on employers.  Save and favorite the following link: www.coronavirus-sd.com

On Thursday, July 30, 2020, San Diego County officials released a new public order indicating what action an employer must take when:

  • one (1) employee is diagnosed with COVID-19; and
  • three (3) or more employees are diagnosed with COVID-19.

ryan-cruz-law-san-diego-attorney-business-lawyer-covid-employer-duty-report-covid-cases-august-2020-public-order-july-30-2020-1 ryan-cruz-law-san-diego-attorney-business-lawyer-covid-employer-duty-report-covid-cases-august-2020-public-order-july-30-2020-2


Paragraph 16 of the Order states:

16. Each essential business and reopened business shall:

a.Require all employees/on-site contractors (hereinafter referred to as employees) to have possession of face coverings and wear them as described in section 9 above when in the business facility; and,

b.Shall conduct temperature screening of all employees and prohibit entry to the workplace of employees with a temperature of 100 degrees or more, employees exhibiting COVID-19 symptoms as described by the Centers for Disease Control and Prevention, or employees who have recently been exposed to a person who has tested positive for COVID-19 (either directly or through a breach of Personal Protective Equipment in the case of healthcare workers/first responders); and

c.Take all of the following actions if an employer becomes aware that an employee is diagnosed with COVID-19:

i.Promptly notify the County Department of Public Health that there is an employee diagnosed with COVID-19, together with the name, date of birth, and contact information of the employee.

ii.Cooperate with the County Department of Public Health’s COVID-19 response team to identify and provide contact information for any persons exposed by the employee at the workplace.


iii.When three or more cases are identified at the workplace within a span of 14 days, provide notice of the exposure to any employees, customers, or any other persons who may have been exposed to COVID-19 at the workplace. A strong recommendation is made that employers also provide such notice when at least one employee is diagnosed with COVID-19 in the workplace.

(image added for clarity)


San Diego County Employers: Report Employees With Covid-19

If you are a business owner operating in the County of San Diego you are greatly encouraged to keep up-to-date with regulations imposed on employers.  Save and favorite the following link: www.coronavirus-sd.com

If your employee or independent contractor has been diagnosed with COVID-19, you must call in to notify Public Health Services about an employee with COVID-19. Call 888-950-9905. Provide the employee’s name, date of birth, and contact information. Prepare to leave a recorded message. It’s highly likely you won’t get a call back confirming receipt, but the County is using this information. Per County officials on August 5, 2020, failing to report is a misdemeanor likely subject to a fine, though enforcement details were not outlined.




San Diego County Employers: Review COVID-19 Obligations

If you are a business owner operating in the County of San Diego you are greatly encouraged to keep up-to-date with regulations imposed on employers.  Save and favorite the following link: www.coronavirus-sd.com

If your employee or independent contractor has been diagnosed with COVID-19, read about your reporting obligations with the County.



See sample flowchart developed by the County of San Diego indicating what to do is healthcare personnel (hcp) is suspected or confirmed positive for COVID-19.





Young woman wearing face mask in the street.

Face Coverings – The Subject Of New Lawsuits Across the United States


Take into account that San Diego County is not subject to out-of-state laws and court decisions. This following article deals with face masks in Dallas, Texas. Nevertheless, this is shared for the purpose of posting what new disputes are arising in connection to COVID-19 matters, namely face mask wearing policies. If such lawsuits develop in California, it can be expected for judges to use these out-of-state issues for guidance.  It is also posted to help employers understand what liabilities can result from face covering policies and procedures within business operations.


In the State of Texas, the state has not mandated face-coverings for restaurant workers. Some cities within the state have enacted face-covering mandates. Hillstone Restaurant Group employs Jane Doe. Jane Doe wished to work while wearing a face mask. However, her employer disapproved of such measure and in response did not schedule her for work. That became company policy. Jane Doe filed a petition to dispute the company’s policy forbidding wearing masks while at work. A Texas judge issued an order requiring Hillstone to allow employees to wear masks. Such an order was in effect for 14 days. This 14-day order served as a temporary restraining order allowing Jane Doe to work while she seeks out a more permanent solution, or more permanent legal claim as needed if the employer elects to refer back to its policy.

Seeing what is occurring on the legal front across the nation, employers in San Diego County are recommended to avoid legal claims by not refusing an employee to wear a face covering while at work. Seek out local orders (city, county, and state) to see the latest requirements and mandates for businesses actively open to the public.


It is also recommended to seek out CDC guidance concerning the subject matter.  As of the date of this publication, the CDC currently states on their website:

  • “CDC recommends wearing cloth face coverings in public settings where other social distancing measures are difficult to maintain (e.g., grocery stores and pharmacies) especially in areas of significant community-based transmission.”
  • “The CDC is additionally advising the use of simple cloth face coverings to slow the spread of the virus and help people who may have the virus and do not know it from transmitting it to others.”
  • Link




Get An idea of How San Diego County is Doing With COVID-19 (Stage 2 of 4)

Resilience Roadmap

Californians have been staying home and saving lives since the start of our statewide stay-at-home order issued on March 19, 2020. These efforts have allowed the state to move forward on the State’s roadmap for modifying the statewide order.

As of the date of this publication, California is now in early Stage 2, where retail, related logistics and manufacturing, office workplaces, limited personal services, outdoor museums, child care, and essential businesses can open with modifications. The state is issuing guidance to help these workplaces reopen safely.


Stage 2

On May 8th, the Governor outlined a process where counties who met specific criteria could move more quickly than other parts of the state through Stage 2 of modifying the Stay-at-Home order.

San Diego County filed an Attestation that they have met the readiness criteria specified in the May 8, 2020 COVID-19 County Variance Attestation Form. Accordingly, San Diego County was authorized to move more quickly through Stage 2 opening sectors once state guidance is posted for that sector.


REVIEW THE ATTESTATION: San Diego County (PDF) / Alternative Link
I encourage you to read it. It is similar to an informal “state of the county” update.




san-diego-business-lawyers-attorneys-COVID-19-resource-state-resilience-plan-stage3-2020 san-diego-business-lawyers-attorneys-COVID-19-resource-state-resilience-plan-stage4-2020